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Loan Rates

Effective October 26, 2023

APR as low as**

Loan Type  Rate Term Maximum

New Vehicles - Autos

     
 

   5.50% APR  

36 months Retail Value
  5.75% APR 48 months Retail Value
  6.25% APR 60 months Retail Value
  6.75% APR 84 months Retail Value
Used Vehicles - Autos      
   2021 - 2022 6.25% APR 36 months

Retail Value

  6.50% APR 48 months Retail Value
  7.00% APR 60 months Retail Value
  7.50% APR 72-84 months
Retail Value
   2018 - 2020 6.50% APR 36 months Retail Value
   6.75% APR 48 months Retail Value
   7.25% APR 60-72 months Retail Value
   2015 - 2017  6.75% APR   36 months Retail Value
  7.00% APR  48 months  Retail Value
  7.75% APR 60 months Retail Value
   2013 - 2014 7.50% APR 36 months Retail Value
  7.50% APR 48 months Retail Value
   2009 - 2012 8.00% APR 36 months 80% of Retail Value
       
Classic Auto 9.00%   80% of Appraisal
       
New Motorcycles      
  5.50% APR 36 months Retail Value
  5.75% APR 48 months Retail Value
  6.25% APR 60-84 months    Retail Value
  6.75% APR  72-84 mo Retail Value
Used Motorcycles      
    2019 - 2021 6.25% APR 48 months Retail Value
    6.50% APR 60 months Retail Value
    2017 - 2018 7.00% APR 36 months Retail Value
       
Recreational Vehicles      
    New 7.00% APR 60 months Retail Value
    2019 - 2021 7.25% APR 60 months Loan Value
    2017 - 2018 7.50% APR 48 months Loan Value
    2015 - 2016  8.00% APR  36 months Loan Value
       
Drivable Motorhomes      
  New (Over $50,000) 6.50% APR 96 months Retail Value
  New (Under $50,000) 6.50% APR 60 months Retail Value
  Used 2015- 2021 7.50% APR 60 months Loan Value
       
Unsecured up to $15,000 8.00% APR up to 60 months $15,000.00
Co-signer/Co-maker up to $15,000 7.50% APR up to 60 months $15,000.00
       
Mortgage Purchase 6.00% APR 15 years  
  6.50% APR 20 years  
Refinance Mortgage 1st lien 6.00% APR 15 years  
  6.50% APR 20 years  
Refinance Mortgage 2nd lien 7.50% APR 15 years   
       
Share Secured 3.00% APR 60 months  

*A.P.R. (Annual Percentage Rate)

**Rates based on credit worthiness, term and other conditions

 

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