Locomotive & Control Employees Federal Credit Union
Auto Loan Special
Looking to purchase or refinance your auto loan? We have great rates on both! You can purchase a new auto for as low as 2.75% APR*.
Refinance your current auto loan from another lender and we will take off 1% off your current rate.
Your loan rate will not be reduced to less than 1.99% APR. Proof of rate and term required. Subject to credit approval. Certain restrictions may apply. Existing Loco & Cont EFCU loans excluded. APR = annual percentage rate
Christmas Loan Special
Its that time of the year again! If you need a little extra help with those Christmas plans stop in and see us. You can borrow up to $2,000.00 for a 12 month term as low as 5% APR*
Need extra money for an upcoming event, we can help!! We have raised our limit on our unsecured loans. Now you can borrow up to $15,000.00 for a max term of 60 months.
This is an unsecured loan and subject to credit approval. Unsecured Loan term, interest rate and borrowing amount is based on certain credit worthiness criteria. Contact credit union for complete details.
Real Time Home Banking/ ATM/ Mobile Banking
Real-Time Home Banking and Real-Time ATM are almost here. We are currently in the testing phase and we will be going live very soon. Please keep an eye out for emails and notifications regarding this. Make sure we have your correct email address so you will be able to use this service. When these services go live all transactions will post immediately to your account.
We will also be implementing Mobile Banking very soon. You will be able to download the Mobile App from the App store/I-tunes store very soon and conduct your business on your mobile device just like you would your computer.
Please contact the credit union if you have any questions regarding these new services or how you can get signed up to use them!
Go Green with e-Statements
To sign up for e-statements, log on to Home Banking and select the e-statements tab. If you choose e-statements, you will not receive a paper statement in the mail. Please call the credit union with any questions you may have.
Mortgage Loan Special
Looking to purchase a home, remodel or refinance your existing mortgage loan from another financial institution? We have lowered our mortgage rates!!!
Online Loan Applications
You are now able to apply for a loan online!!!!! Just click on the link to the left and get started today.
Private Student Loans
We are now offering Student Loans through our partneship with Sallie Mae. Click on the link to get started.
Why Home Banking?
So what is so significant about home banking anyway?
This new service provides immediate information and operations to you, at any time, through your home computer and the Internet. Home banking allows you to: